The dynamic difference between the current reserve rate for national commercial banks, city commercial still designated amount of 7200 million yuan, the CBRC will also restart the degree of savings and loan at monitoring mechanism.
daily average deposit and loan data reporting means that every day around the banks to report to the local banking regulatory bureau, deposit and loan data, the Banking Bureau under the corresponding loan limits will prompt them. This provision also in the first half of 2010, credit growth is enabled when speeding.
and related policies, constraints, more rigid, if not up to some related market access will be stopped, so the pressure in the deposit growth in the case of large, commercial banks did not dare to put too presumptuous.
a City firm executives interviewed corroborated the judge: out.
a joint-stock commercial bank executives said that if commercial banks are guaranteed, loan to deposit ratio is not exceeded, then the bank is willing to pay that if the difference between the cost of the reserve, extra credit, there is no problem.
tells the big firms of the industry executives is the general mentality of the local government's investment in the current impulse unabated, departments and local commercial bank intervention, there is still a certain extent, relies entirely on the business bank independence will be difficult, Corresponds to this attitude, regulatory overweight Ruqierzhi.
regulators in the short term is still difficult to avoid the Dahon tightened, a small protrusion into the trend line in late 2010 has been more evident.
2010 年 12 月 four lines of new loans 160.4 billion yuan, accounting for 40% of the projections by the whole industry should be the month add the amount of 401 billion yuan. End in December the whole industry to 502 billion yuan of new loans shot up, the extra 100 billion yuan are concentrated in a small city firms, credit cooperatives and finance companies.
Qiu Zhicheng, banking analyst at Essence Securities that, in 2011 a significant tightening of credit lines, credit control and differential sheet reserve ratio greatly. , regulation and control of loans in 2011 than in 2010, much bigger. In 2011, according to a quarterly decline of not less than 25% of the turn table to develop specific plans, and strictly enforced. Bank of Communications International is expected to take the letter into the silver table loan size of about 4,000 billion yuan cooperation, and a quarter into the relatively large pressure on the table, the table of factors into consideration, the annual amount of more tension, reserve ratio and other market-oriented regulation and control is difficult to change from high to low credit trends.
cooperation had silver letters was chaos, so that is very concerned about the market and regulatory authorities. Close to the regulatory authorities have revealed that many of the so-called silver letter last year co-financing products, in fact, customer demand for an approach. Trust may be configured in which a number of other products made by a Taiwanese finance and investment plans, but not really a core trust business.
of: Feng Zhe
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